Heard "no" from a landlord or a car lot? It doesn't have to be forever.
Get Denied? Your Guide to Getting Your Next YES. It's a free, plain-English guide to what leasing offices and car lots check, how to find out what's on your report, and what to fix first.
- Why you got a "no," and what landlords and car lots actually check
- How to get the free report they used (you only have 60 days)
- The errors to look for, and how to dispute them for free
- A simple checklist before you apply again
The Rich Financial Group, Montgomery, AL
Sound familiar?
A "no" usually comes down to a few things on your report. This guide shows you what they are, and what you can do about each one.
Everything you need before your next application
11 pages. Plain English. Checklists you can actually use.
What landlords and car lots check, and why TransUnion matters for apartments.
Get the report they used. Your denial notice gives you 60 days to get it free.
Read your report like a pro, and spot the 7 most common errors.
Nothing stays forever. How long late payments, collections and repos can stay.
Medical bills on your report? 3 things that mean it shouldn't be there.
Dispute what's wrong, for free, and what happens in the next 30 to 45 days.
6 small habits that build your profile from here on.
What to do before you apply again, and who to watch out for.
Built for real-life goals
Renters who got turned down
Find out what the leasing office saw, and what to fix before you apply again.
Car buyers tired of high rates
Learn what auto lenders look at, and how to walk in knowing what they'll see.
Anyone starting over
Moving forward after a repo, an eviction or collections? Start with a clear, simple plan.
Hi, I'm Tay.
I'm the founder of The Rich Financial Group in Montgomery, Alabama. Every week, I talk with people who just heard "no." Maybe it was the leasing office. Maybe it was the dealership. Maybe they didn't even get a reason.
I wrote this guide so you don't have to figure it out alone. It shows you exactly what they look at, and every step you can take on your own, starting today. And if you ever want help, my team and I are here.
No judgment. Just a plan.
Real people. Real progress.
Here's what clients have shared after working with Tay and the team.
Screenshots shared by real clients. Every credit report is different, and results vary from person to person.
Quick questions
Is the guide really free?
Yes. It's free, with no strings attached. We'll email it to you right after you sign up.
Will this affect my credit score?
No. We don't pull your credit, and we never ask for your Social Security number.
Can I really do this on my own?
Yes. You have the right to dispute inaccurate information with the credit bureaus directly, for free. The guide walks you through every step.
Is this only for apartments and cars?
Those are the two biggest reasons people come to us, but the steps work for any goal, including a home, a credit card or a fresh start.
What if I want help?
You can book a free 30-minute call with Tay's team. We'll look at your situation together and explain your options in plain English. No pressure.
Your next "yes" starts with knowing where you stand.
Get the free guide and your before-you-apply checklist in your inbox in the next few minutes.
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Free. No credit pull. No Social Security number.